Personal Finance 101 Posts of the Day 4/23/07

• Credit Card Blog lists 10 reasons why everyone needs a credit card.

Personal Finance 101 Posts of the Day 4/18/07

• Web CFP talks about the tax consequences of mutual funds.
• Young and Broke talks about why young people aren’t saving.
• Credit Card Lowdown talks about 10 common credit card scams.
• Edith Yeung talks about the 7 habits of highly effective money managers.
• Money Walks talks about the difference between being frugal and cheap.

Personal Finance 101 Posts of the Day 4/14/07

• Frugal Zeitgeist talks about marriage and money.
• My Money Blog discusses renting vs. buying.
• Money Walks gives ideas on how to teach kids about money.

Personal Finance 101 posts of the day 4/13/07

• Uncle Bill shows us that negative savings isn't always negative.
• Grad Money Matters talks about whether you should loan money to friends and family.
• Personal Finance Advice wonders if you can save too much for retirement.
• Aimee’s Blog talks about marriage and money.
• Crazy Money talks about the dangers of mental accounting.

Personal Finance 101 posts of the day 4/12/07

• Young and Broke talks about how people aren't saving these days.
• Broke Now Rich Later tells us how he's campaigning for a Roth 401k at his job.
• Consumerism Commentary asks if personal finance should be required in high schools. He says no but I strongly disagree.
• The 6 Month Project talks about ways to trim your budget.
• Mighty Bargain Hunter talks about pre-packing your lunch to take to work.
• The Thinking Men talk about how you can get a free credit report.

Personal Finance 101 Posts of the Day 4/11/07

• Ask Mr. Credit Card discusses debt repayment plans.
• 3 Debt Consolidation talks about debt reduction mistakes.
• My Personal Finance Odyssey talks about the US savings rate.
• 5 Cent Nickel talks about how to prioritize your retirement contributions.
• 3 Debt Consolidation talks about 10 debt reduction mistakes.

Personal Finance 101 posts of the day 4/10/07

• Young and Broke lets us know that Minnesota is going to require financial education in school. And can I just say: About freaking time!!! Hopefully more states get with the program!
• Care One lists 101 ways to save one dollar a week.
• Ask Mr. Credit Card talks about what he’s learned from 10 years of marriage.
• Web Financial Planner wonders how rich is rich enough.
• Queercents talks about the US savings rate.
• Investments and Loans tells how to build your emergency fund.
• Debt Consolidation News talks about why home ownership may not be for everyone.

Personal Finance 101 Posts of the Day 4/9/07

• Get Rich Slowly talks about choosing to fund a retirement account vs. paying off debt.
• Debt Free talks about the statute of limitations on old debts.
• Blueprint for Financial Prosperity asks if married couples should combine finances.
• Living Almost Large talks about the risks of being a stay at home parent.

Personal Finance 101 Posts of the Day 4/8/07

• Sameer Writer talks about the advantages and disadvantages of socially responsible investing.
• Mint talks about what to do now that you’ve graduated.
• The DINKS talk about how to pay off debt.
• The Frugal Law Student talks about what it means to be frugal when you’re wealthy.
• Investments and Loans talks about the evils of credit cards.

Personal Finance 101 Posts of the Day 4/7/07

• Personal Finance Odyssey talks about applying the 80/20 principle to personal finance.
• Debt Consolidation News talks about how to get your expenses under control.
• Ask Mr. Credit Card gives tips on how to choose a debt consolidation company.
• 1031 Exchange Lowdown talks about things that keep people poor.

Personal Finance 101 Posts of the Day 4/5/07

• Debt Free talks about how to save money every day.
• Interest.org has a great article about credit card tricks and tactics that you should know.
• An old post from Matt Hutter talks about how to save money on credit cards.
• The Frugal Law Student tells us 5 things you should never buy new. #2 is my downfall. I buy 90% of my books used but I never borrow them from the library.
• Frugal Zeitgeist talks about why cheaper isn’t always better.
• My Financial Journey talks about finding the balance between living and saving. I highly recommend every frugal person read this! It’s important information.
• Advanced Personal Finance talks about what financial records you need to keep and which you can toss.
• Frugal for Life talks about the benefits of frugal living.

Personal Finance 101 Posts of the Day 4/4/07

• PF Blog asks if $1M is still enough
• Money Smart Life asks if you should use your emergency fund to pay off debt.
• 12 Years wonders what ever happened to frugality.
• Grad Money Matters tells us to stop blaming our credit cards!
• Personal Finance Advice talks about debt reduction mistakes.
• Money, Matter and More talks about how to save money and time by making left turns.

Personal Finance 101 Posts of the Day 4/3/07

• Money and Such has a funny post about when to ditch your financial planner.
• The Finance Buff talks about who pays for credit card rewards.

Personal Finance 101 posts of the day 4/2/07

• Blueprint for Financial Prosperity talks about Saving Beyond 401k and Roth IRA.
• Resident Alien lists 25 rules to grow rich by.
• Free Money Finance talks about how it’s the little splurges that can get you.
• Grad Money shows us how to get into the swing of cooking at home.

Personal Finance 101 Posts of the Day 4/1/07

• Picture of Wealth talks about relationships and money.

Personal Finance 101 Posts of the Day 3/30/07

• All Financial Matters show us why fees matter. Just one more reason to go with Vanguard and their $10/year/fund fee for low balances. I can't imagine paying $199/year on top of the Annual Expense Ratio, no matter what my balance.
• Blueprint for Financial Prosperity asks: Do you buy online to avoid paying taxes? My personal answer is no. Taxes don't play a part in my decision (though they should since taxes in DC are high) price does and it's a fact that most times you can find things cheaper by spending a bit of time shopping around online. I will say that I'm looking forward to my upcominig move to Portland which has no sales tax. That will be a nice switch!
  

Personal Finance 101 posts of the day 3/31/07

• Weblog on Business and Finance talks about Asset Allocation.

Personal Finance 101 Posts of the Day 3/30/07

• Mint posted on ways to reduce your expenses.
• Free Money Finance talks about why shopping with a list is important.

Personal Finance 101 Posts of the Day 3/29/07

• Free Money Finance asks: Does having control of your finances make you happier?
• Money Walks talks about saving money by buying in bulk. I'm a big fan of buying in bulk but only if you're going to use it. A good way to get around this, especially if you're single, is to shop with a group of friends and split the take. Then you all get to take advantage of the savings.
• My Money Blog talks about lazy investing (which I'm a huge fan of!).
• The Simple Dollar talks about asset allocation and rebalancing.
• Learn why you shouldn't buy a new car (and definitely don't finance one!).
• Punny Money gives us a list of the 20 dumbest personal finance questions of all time. Now personally I'm a "there are no dumb questions" kinda gal, but I'll admit that I've been asked some questions that are...less than smart.
• 3 Debt Consolidation talks about credit ratings and FICO scores.
• The Digerati Life talks about spending money on looking good.

Personal Finance 101 Posts of the Day 3/28/07

• 7CM reminds us to Take a Money Day to Organize Your Finances
• Financial Baby Steps asks Should Personal Finance Be A General Education Class?. My answer is a resounding YES!!! The reason I started my business was because I kept hearing from way too many people who started their adult lives without even basic financial education and got themselves into trouble. It's horrible! My goal is to eventually start a non-profit geared towards requiring financial education in both high school and college. I think that the basics about credit and debt should be taught in high school before they start getting credit cards and digging a hole. In college they should expand on their basic education by teaching students about investing, retirement planning, goal setting and how to manage debt. Hopefully our government will wake up and take care of this.
• Wealth Building Lessons gives is Ben Stein’s Basic Rules of Retirement.
• Financial Hack talks about the benefits of low-cost living.
• Endless Gibberish talks about why they like credit cards.

Personal Finance 101 Posts of the Day 3/27/07

• Debt Consolidation News has a good post about 50 common sense spending tips. I agree with most of them. Except # 20. I've taken long distance bus trips and no thanks, never again. I'll pay $250 for the flight to save 14 hours of my time. It's worth it not only for the comfort but also for the time savings.
• Save Money gives 4 Ways to Keep Your Credit Score High.
• The Simple Dollar talks about how to Follow Your Dreams. I love this post. Not enough people focus on goal setting. My Goal Setting class is the least popular of the Personal Finance Classes I teach but I really think it's the most important. You need direction if you're going to succeed and the key to that is to make your goals/dreams measurable and give yourself a timeline.
• The Consumerist tells us about 8 Free Personal Finance Management Programs (and a few paid ones)
• Anxiety Ended talks about how to save money and reduce anxiety.
• No Credit Needed talks about how to keep grocery costs under control.
• Personal Finance Advice talks about how to eat out without spending a lot of money.

Personal Finance 101 Posts of the Day 3/25/07

• Ask Mr. Credit Card lets us know about common credit report errors.
• Money Under 30 talks about letting go of your past so you can move forward.

Personal Finance 101 Posts of the Day 3/22/07

• Blueprint for Financial Prosperity posts about why budgeting to the penny isn't a great idea. I agree 1000%. I actually just taught a budgeting class tonight and covered several of the points that BFP made. The biggest one IMO is that the harder you make things the less likely you are to stick to them. That's why I'm such a fan of making things automatic.

• Broke Now, Rich Later has an interesting post about emergency funds. I'm not a huge fan of large emergency funds unless you're high risk. I think they're kind of a waste because there are other things you could do with your money that's more productive. I think that if you have decent credit lines that are empty you might be better served by putting your money into a balanced fund. They're more agressive than cash but not ultra volatile so odds are against you taking a huge loss at the wrong time. I particularly think that having an emergency fund while you are carrying credit card debt is a waste of money.

• No Credit Needed tells us 10 things they've learned about their finances.

• My Retirement Blog gives us 1-5 of 10 things your 401k provider won't tell you.
  

Personal Finance 101 Posts of the Day 3/20/07

• Wealth Building Lessons gives us some tips on How to Become a Millionaire.
• The Digerati Life tells us about the mistakes he's made that cost him $1000.
• Money and Such talks about how to use credit cards to help with your debt.

Personal Finance 101 Posts of the Day 3/19/07

• Raising 4 Boys gives great suggestions on how to handle allowances.
• Story3girl wonders what money’s for.
• Getting Green talks about payday loans.
• Ask Mr. Credit Card talks about why buying a used car was a good idea.

Personal Finance 101 Posts of the Day 3/18/07

• Debt Consolidation News gives us a young adult's guide to personal finance.
  

Personal Finance 101 Posts of the Day 3/15/07

• Living Almost Large has a fantastic post about the dangers of paying for your children's education instead of saving for your retirement. It's something that anyone with kids should read.
• Queer Cents talks about why it’s important to talk to your partner about money BEFORE you merge households.
• Consumerism Commentary talks about the cost of buying a home over 30 years.

Personal Finance 101 Posts of the Day 3/12/07

• My Simpler Life talks about how to get out of debt.
• Free Money Finance talks about how to get out of debt.

Personal Finance 101 Posts of the Day 3/10/07

• The Digerati Life talks about why people file bankruptcy.

Personal Finance 101 Posts of the Day 3/8/07

• Daddy Financials talks about his debt repayment strategy.

Personal Finance 101 posts of the day 3/7/07

• Matt Hutter talks about why you should calculate your budget annually not just monthly.
• 360 Success talks about the symptoms of debt overload.

Personal Finance 101 posts of the day 3/6/07

• Credit Card Lowdown gives 77 tips on how to live without credit cards.
• Debt Consolidation News lists the 100 most famous financial quotes.

Personal Finance 101 Posts of the Day 3/5/07

• Burst Creativity talks about how to change your money fate. (scroll down, it’s there)

Personal Finance 101 Posts of the Day 3/4/07

• Wenchypoo talks about how to save money in lots of ways.

Personal Finance 101 Posts of the Day 3/1/07

• Blueprint for Financial Prosperity tell us 6 10-minute money moves that can change your life.
• Universe of Success talks about how to get out of debt.

Personal Finance 101 posts of the day 2/27/07

• The Skilled Investor talks about why diversification is important.
• Getting Green tells us 10 facts the credit card industry doesn’t want us to know.

Personal Finance 101 posts of the day 2/26/07

• Empty Nest talks about the pros and cons of lifestyle/target retirement funds.
  

Personal Finance 101 Posts of the Day 2/28/07

• Wealth Building Lessons talks about payday loans.

Personal Finance 101 Posts of the Day 2/25/07

• Wenchypoo talks about how to get rich by letting go.
• Todays 10 gives 10 money tips for almost everyone.

Personal Finance 101 Posts of the Day 2/24/07

• Money Walks put together a list of the different types of taxes.

Personal Finance 101 Posts of the Day 2/23/07

• The Free Geek tells us 12 little known facts that cardholders should know.
• Debt Consolidation News talks about how to avoid debt traps.

Personal Finance 101 Posts of the Day 2/22/07

• Wise Bread talks about the perils of budgeting.

Personal Finance 101 Posts of the Day 2/21/07

• Poor Wealth talks about how many credit cards you need.

Personal Finance 101 Posts of the Day 2/18/07

• Debt Free reminds women to protect their credit.
• Getting Green talks about how he lives on $600/month.
• The Stubborn Capitalist lists 9 fallacies of the poor.

Personal Finance 101 Posts of the Day 2/13/07

• Worldwide Success talks about ways to deal with debt.

Personal Finance 101 Posts of the Day 2/12/07

• Wise Bread talks about why Capitol 1 (a.k.a. Crap 1) sucks.
• Extreme Perspective talks about how he had to shift his thinking to get out of debt.

Personal Finance 101 Posts of the Day 2/7/07

• Getting Green reminds us not to go into debt just to build credit.

Personal Finance 101 Posts of the Day 2/6/07

• The Digerati Life talks about why he loves his credit card.